Matthew 25:14-30 New American Standard Bible (NASB)
Parable of the Talents
14 “For it is just like a man about to go on a journey, who called his own slaves and entrusted his possessions to them. 15 To one he gave five talents, to another, two, and to another, one, each according to his own ability; and he went on his journey. 16 Immediately the one who had received the five talents went and traded with them, and gained five more talents. 17 In the same manner the one who had received the two talents gained two more. 18 But he who received the one talent went away, and dug a hole in the ground and hid his master’s money.
19 “Now after a long time the master of those slaves *came and *settled accounts with them. 20 The one who had received the five talents came up and brought five more talents, saying, ‘Master, you entrusted five talents to me. See, I have gained five more talents.’ 21 His master said to him, ‘Well done, good and faithful slave. You were faithful with a few things, I will put you in charge of many things; enter into the joy of your master.’
22 “Also the one who had received the two talents came up and said, ‘Master, you entrusted two talents to me. See, I have gained two more talents.’ 23 His master said to him, ‘Well done, good and faithful slave. You were faithful with a few things, I will put you in charge of many things; enter into the joy of your master.’
24 “And the one also who had received the one talent came up and said, ‘Master, I knew you to be a hard man, reaping where you did not sow and gathering where you scattered no seed. 25 And I was afraid, and went away and hid your talent in the ground. See, you have what is yours.’
26 “But his master answered and said to him, ‘You wicked, lazy slave, you knew that I reap where I did not sow and gather where I scattered no seed. 27 Then you ought to have put my money in the bank, and on my arrival I would have received my money back with interest. 28 Therefore take away the talent from him, and give it to the one who has the ten talents.’
29 “For to everyone who has, more shall be given, and he will have an abundance; but from the one who does not have, even what he does have shall be taken away. 30 Throw out the worthless slave into the outer darkness; in that place there will be weeping and gnashing of teeth.
https://www.biblegateway.com/passage/?search=Matthew+25%3A14-30&version=NASB;ISV
The Parables we see about three person, out of three person, two has utilize the talent and got the reward from the master, but one person he got just punishment as he did not add a single penny instead keep those talent under the ground to return to the master. What will be the attitude of the last one. His attitude shows he is Lazy, doubtful, negative mind, not to take risk, not to try even once, what profit he may get, not to use talent.
Such people will regret only after all the doors are closed and time has lapse. Life will give everyone an opportunity to prove themselves while having talent and time.
So, guys do your best of all time, everyday compete with yourselves, prove you are the best and excellent is yet to happen in your talent.