WORLD'S VIEW OF FINANCE VERSUS BIBLICAL PRINCIPLES OF FINANCE

           Brain Kluth’s definition of Godly financial freedom: “Building your life on God’s financial principles so you completely trust God to guide you and provide for you all the days of your life.”

            The Bible teaches us how we need to apply our money in family Christian organization, and even in our personal ministries. The Bible clearly teach what will be the consequence, if we live in this earth with wrong world’s view of finance and what will be the blessing if we live in this earth with the Biblical principles of the finance.

               Earning money is not a great matter in this world, but the great matter is that are you there tommorow? So, live a life with blessing of adding one more day in your life, that will be blessing to all through you. Don't make money out of cheating, betraying or by corruption, such earning will definitely add curse to your life. 

THE BIBLICAL PRINCIPLES OF MONEY IN GENERAL SENSE

The Bible talks about Baptism 40 verses, about prayer 275 verses, about faith 350 verses, about love 650 verses, about finance, material, possessions and wealth 2350 verses. As the Bible itself talks about more regarding finance materials, possessions and wealth, there is definitely some principles are given which the people need to follow, obey and live according to the Bible verses. However, unfortunately many Christian leaders and believers still living in this life like a pagan mention by our savior itself in Matthew 6:32. Most of the time Christian leaders and believers never heed the Biblical principles of managing money in their life. As in general sense will discuss two major issues that is, firstly, what does the Bible say about money, wealth and being Rich? Moreover, secondly, what does the Bible say about having money?

3.1.1 Teaching of Biblical view about money, wealth and being rich

            You may be reminded of several Biblical principles when you think of money. Quotes such as “money is the root of all evil,” quickly come to mind. Also, let us not forget what Jesus had to say about money:

            “No one can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and Money. “Therefore I tell you, do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more important than food, and the body more important than clothes? So do not worry, saying, ‘What shall we eat?’ or ‘What shall we drink?’ or ‘What shall we wear?’ For the pagans are run after all these things, and your heavenly Father knows that you need them. However, seek first his kingdom and his righteousness, and all these things will be given to you as well. (Matthew 6:24-25, 31-33)

            The verse above shows a few biblical principles very clearly. First, it acknowledges that God is aware of our need for money. Of course, we need money to survive. God fully knows this. Second, it says that if you seek the kingdom of God first, all of those things (money, food, etc.) will be given to you. This is a very interesting verse. Jesus says that if we seek the kingdom of God first, everything that we need will be provided. This tells us that God indeed has plans to give us money.  Therefore, those are two powerful points. God knows we need money; God plans to give us money if we seek his kingdom first.

            3.1.2 Teaching of the Bible about having money

            The Bible clearly indicates that God has blessed people with wealth. Also, keep in mind that some of the most holy & righteous people in the Bible were wealthy. God blessed Job with wealth after testing him. God blessed King Solomon with both wealth & wisdom. In fact, Solomon is considering as wealthiest person who has ever lived.

            God also blessed Abraham, Jacob, and many others with wealth.  Therefore, this indicates that God does not view being rich or having money as being sinful. If that were the case, He would not have blessed so many faithful people with money. There is nothing wrong with saving money, working hard to better your life, setting financial goals, or even being wealthy and rich.

            However, let us not forget the dangers of money as well. Money becomes a tool of the enemy (Satan) when we spend every hour of the day plotting on how to make more money. On the other hand, if we do immoral, corrupt, or evil things just to get more money. Alternatively, if we are very wealthy & we refuse to help others by giving financial help when they need it badly.

            All of these things make money evil. Money itself is not evil and even having a lot of money is not a sin or evil. It is the worship of money that is evil. It is falling for the temptation to sin or doing wrong just to get money. That is the problem.

            The Bible warns us of this kind of behavior in two scriptures: “Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moth and rust do not destroy, and where thieves do not break in and steal. For where your treasure is, there your heart will be also. (Matthew 6:19-21). Moreover, “Do not wear yourself out to get rich; have the wisdom to show restraint. Cast but a glance at riches, and they are gone, for they will surely sprout wings and fly off to the sky like an eagle.” (NIV, Proverbs 23:4-5)

            It is true that money does not make you happy. In fact, some of the most wealthy people in the world have committed suicide, had diseases and problems that all of the money in the world could not cure. The quote Zig Ziglar that says, “Money won’t make you happy, but everyone wants to find out for themselves.”

            Regardless of your net worth, you will still die on this earth. You will witness hardships, lies, fear, health problems, sadness, frustrations, and all of the other human emotions. Sometimes great wealth also carries with it greater problems and burdens.

            True happiness comes only when you fully embrace the life God wants you to have-regardless of how much money you acquire. This means living by His incredible word, loving everyone, forgiving those that have wronged you, and following the commands and teachings of the Bible.[1]

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[1] http://www.revelation.com/what-does-the-Bible-say-about-money-wealth-being-rich/

THE DANGER OF LOVING MONEY

          It is very important issues for every individual to know what money is actually doing. In our day-to-day life, we need to fulfill most of our demand through exchange of money. Money is playing a very crucial role in the life of many people. Even the Bible also talks mostly about the issue of money its merits and demerits. In the Bible most of the time God blessed His servant with lots of material blessing including money and give them opportunities to be rich and wealthy.

However, the Bible also talks about the many failure, which occur through out the Old Testament and New Testament. The failure mostly derives because of loving money more than God and other things, which are more valuable than money.

            It is psychological effect of one individual how they looks on money and how they understand what money actually is. Most of the worldly people understand in wrong sense to fulfill their evil desire they are focusing on the money. 

            What are the nature of loving money and its lacking understanding? What are the consequences and effect of loving money, which, leads to sinful entrapment, harmful desires, eternal damnation, departing from the truth, and bring suffering many sorrows. 

1.1  The Wrong Affection for the Money

            The love of money is the root of all kinds of evil. The Greek word translated “Love of Money” (Philarguria) means “affection for silver.” Apostle Paul is discussing an attitude about money, not money itself. There is nothing inherently wrong with money. Paul is talking about the sin of greed. He says that the love of money is the “root”- the source of all kinds of evil. Money is something important in human mind which set aside from the God which hindrance to serve God. Therefore in Matthew 6:24, Jesus compare Living God with non-living being money, “you cannot love and serve both God and money.”[1]  

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[1] John MacArthur, The Danger of Loving Money. (Panorama City: Grace to you, 1989), p10.

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WHAT IF YOU GAIN WHOLE WORLD AND LOST YOUR SOUL

Oh thats a very nice topic about rich interpretation in indispire. Well the truth is that everybody wants 

to be a rich and respectful person in the society. When we say about rich, it is a measure of standard maintaining. Rich we can compare with person, food, habitation etc. But what is the reality of rich. Rich for me whose heart is big to do good and live a long life with blessing of true love of others.

Rich is not the real rich like big industrialist or money making businessman, because money can betray the rich at anytime will proof the real poor with bankrupcy. Around the world most of the people are trusting in money rather than in living God. In this busy world people thinking more to earn money rather than peace, joy, love in their life which is more valuable than money. Let us see the most familiar and famous rich men and their end at glance. 

“In 1921, nine of the world’s most successful money making businessman got together at the Edgewater Hotel in Chicago. They included the head of the greatest monopoly, the most successful speculator on Wall Street. These men were implicated in the Teapot Dome scandal after 25 years later. Where were these men of fantastic wealth and power?”

Ivar Krueger, head of the greatest monopoly, died of suicide. Jessie Livermore, the most successful speculator on Wall Street, died of suicide.

Charles Schwab, president of the largest independent steel company, died of bankruptcy and lived on borrowed money for five years before his death. Samuel Insull, the president of the greatest utility company, died of fugitive from the law, penniless, in a foreign land. Howard Hopson, president of the largest gas company, went insane. Arthur Cotton, the greatest wheat speculator, died abroad, bankruptcy and even the most popular pop singer and dancer Michael Jackson died of huge debt upon his family.

            

“What’s the moral of the little story we may get? It is simply that money cannot bring joy and happiness for long time, but on the other hand these men may have been very happy while they had money. The real point of the story is that when their money went, so did they. The sun kept shinning, the flowers kept blooming, and most common people lived in contentment but these men were destroyed. Why? Because they had centered their lives in money, and when it was gone, they had nothing to live for.”

HOW DO I HELP INDIA AN UNEMPLOYMENT FREE NATION

In our previous discussion we see the way to success. We may get success in span of time or by taking long time to success depends upon our wisdom we use in practical. Today, I just want to share how I and you can help India, an unemployment free nation. This issue is the biggest issue from long time from more than a century, even today also it has no solution yet. The world is today moving towards online very fast. We can connect and share things in a second to our near and dear ones. Most of the Indian youngster spending lot of money in internet pack for mobile and home network. But are we generate income from that or simply spending our money like a hole pocket.

Anyway, past is past, I also were unaware of many good stuff which I should take the advantage and should aware to others too to generate income. Around the world unemployment is the biggest issue even in USA also. Everythings depend on market, your jobs your business all are depends on how the Bull is moving towards up and down. So let us heed on the issue to make yourself an extra ordinary employee.

We know for sure, depending upon one job income will not guarantee for the tommorow. Most of the country is having labor law but who cares law.

So you and I dying in extra work with low pay scale or even nothing if no opportunity to work. Don't depend on only one source income, they may betray you sometime. Remember, in your body the important parts having two pair, like eyes, ears, hands, legs, if your left hand is hurt you can still manage with your right arms, so should be your income also. Hope you got my point.

For the kind information every youngster should creatively think how they can earn good income with there talents. Search the talents you have. Develop it, and share it. You may be a job person but you should know your extra efforts. Today many people are earning good income through blogging. You may not aware of creating website as it is having some IT related knowledge. Blog through this link www.blogger.com that is like website for free. You can create and explore your talents or you can write what you know and interested in. But I am sure you can create

Next what? You need to generate income for good continuity and for your labor. For generating Google adsense, you need to wait 6 month and need to create good minimum 15 posting with good topics and with relevant images and video, and need to share your topic with Google+, Facebook, linkedin etc then apply for earning from Google adsense. But its not guaranteed that they will accept or not, Google Adsense are strict, so without giving notice they may banned as there rule everytime they change. So for alternate adsense you can apply for Media.net, Bidvertiser.com, Chitika.com, infolinks.com, Qadabra.com, Kontera.com, clicksor.com are the best source of online advertising in your blog where you can earn on monthly basis through cheque, wire transfer or by Paypal. But my request is that you need to continue add some contents in your blog, try to make at least 8 posting a month i.e 2 posting a week. If you cares for the nation's youth please share this blog too.

Life Insurance Corporation of India: Other way of extra income if you have completed your HSC from any known institute, you can join LIC as an advisor to have licence to sell the LIC insurance product.

How to apply? You can go to any nearest LIC branch office, meet some DO, Divisional Officer, show your interest to work with LIC as an advisor, submit all relevant documents in photocopy, appear for the exam, you only need to pass out with 17 out 50 in online test. You can avail online service for your client data from LIC. You will get 35% commission in the 1st year then after 5% according to your performance. If you cross with minimum 150 policy you will get MDRT membership to avail government facilities like LIC staff.

Real Estate: You can be a broker in real estate business also. For legal real estate business, you should apply for service tax number which may charge accordingly http://www.servicetax.gov.in/st-proc-home.htm, after the registration you may start your agency business in real estate, you will get minimum 2% commission after deducting of 10% TDS.

By this way you may increase yourself and add on many more stuff to avoid unemployment in your life and in family life too. If you care for Indian brothers and sisters then kindly share it to increase our GDP. 

Hope you get something new from it, looking for your valuable feedback. God help those, who help themself.